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Types Of Insurance

Insurance policies are used to hedge against the risk of financial losses, both big and small, that may result from damage to the insured or her property, or from liability for damage or injury caused to a third party.

Geico offer insurance for just about anything that moves you. Whether you’re on the road, the trail, or the water we’re here to help you get the type of vehicle insurance you need.

1. Auto Insurance

For over 75 years, GEICO’s been providing affordable car insurance with outstanding customer service. Come see why your neighbors insure their vehicle with us.

  • New customers report average annual savings over $500*
  • 97% customer satisfaction rating**

2. Motorcycle Insurance

Sometimes two wheels are better than four, but before you hit the road see how GEICO could help you save money on motorcycle insurance.

  • Make sure you have the coverages you need
  • Discounts that mean more money in your pocket

LIST OF INSURANCE COMPANIES

NAMES OF COMPANIESADDRESS
African Alliance Insurance Company Ltd54, Awolowo Road, Ikoyi
AIICO Insurance PlcPlot PC 12 Church Gate Street Victoria Island Lagos
Alliance & General Insurance PlcA&G Tower. 12 Abibu Oki street Off Marina, Lagos.
ALLIANZ NIGERIA INSURANCE PLC307 Adeola Odeku Street, Victoria Island Lagos
Anchor Insurance Company LtdPlot 5A, Ayo Jagun Street, Lekki Phase 1 Lagos
ARM Life Plc22 Funsho Williams Avenue, Alaka, Surulere, Lagos
AXA Mansard Insurance plcSanta Clara Court, Plot 1412 Ahmadu Bello Way, Victoria  Island Lagos
Capital Express Assurance LimitedCapital Express House
13 Bishop Kale Close
Behind Saka Tinubu Street
Off Kasamu Ekemode Street
Victoria Island, Lagos.
Consolidated Hallmark Insurance Plc266 MOSHOOD ABIOLA WAY, FORMALLY KNOWN IKORODU ROAD, OBANIKORO LAGOS
Continental Reinsurance Company PlcRRC’001
Cornerstone Insurance Plc21, Water Corporation Drive,
Off Ligali Ayorinde Street,
Victoria Island,
Lagos.
Custodian & Allied Insurance Limited16A, Commercial Avenue, Sabo, Yaba, Lagos.
Custodian Life Assurance Limited16A, Commercial Avenue, Sabo, Yaba, Lagos.
FBN General Insurance LimitedOasis House. 298 Ikorodu Road P.M.B 21170 Ikeja Lagos
FBN Insurance Limited34, Marina Street, Old NIPOST Building Lagos
Fin Insurance Company LimitedNo. 34 Gana Street, Maitama FCT Abuja
Great Nigeria Insurance PlcGreat Nigeria House. 8, Omo-osagis Street Off Awolowo Road Ikoyi SWI, Lagos
Guinea Insurance PlcNo.33,Ikorodu Road,Jibowu-Lagos.
GoldLink Insurance PlcGoldlink Plaza 6 Emmanuel Street Onigbongbo Maryland. P.O.Box 5987 Marina Lagos
International Energy Insurance PlcPlot 294, Jide Oki Street,
Off Ligali Ayorinda, Street,
Victoria Island, Lagos

This Is How Insurance Works

There is a multitude of different types of insurance policies available, and virtually any individual or business can find an insurance company willing to insure them—for a price. The most common types of personal insurance policies are auto, health, homeowners, and life. Most individuals in the United States have at least one of these types of insurance, and car insurance is required by law.

KEY TAKEAWAYS

  • Insurance is a contract (policy) in which an insurer indemnifies another against losses from specific contingencies or perils.
  • There many types of insurance policies. Life, health, homeowners, and auto are the most common forms of insurance.
  • The core components that make up most insurance policies are the deductible, policy limit, and premium.

Businesses require special types of insurance policies that insure against specific types of risks faced by a particular business. For example, a fast-food restaurant needs a policy that covers damage or injury that occurs as a result of cooking with a deep fryer. An auto dealer is not subject to this type of risk but does require coverage for damage or injury that could occur during test drives.

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